Frequently Asked Questions
Common questions
Straight answers to the things that matter most.
Transparency isn't just a value we talk about — it's how we operate. No jargon, no runaround. Just honest answers to the questions that matter.
Is Deliberate Wealth accepting new clients?
Yes! While we will be working with a select number of families, we currently have capacity to welcome new families well!
Can I work with you if I live in [Your State]?
Yes, Deliberate Wealth is excited to serve clients clients across the country virtually
Can I work with you if I have another advisor?
Deliberate Wealth is all about helping people become more educated and empowered. If you are looking for a second opinion about your current advisory relationship, we are happy to give you an honest assessment of the pros and cons of your current setup versus Deliberate Wealth.
If you refer me to someone for other work (insurance, estate planning, tax prep, etc.), do they pay you?
No. We have partners that we refer our clients to only because we trust them and they have deep expertise in important areas.
What products do you sell?
We don’t sell products. We offer ongoing financial planning with investment management. Think of Brandon as on your family's board of directors if you are working with Deliberate Wealth. That is the type of relationship and engagement we want with clients.
Where is the money in my investment account held?
We utilize the Charles Schwab platform as our custodian. Charles Schwab provides record-keeping for your investments. The account is set up in your name, and you own it/control it. You will give Deliberate Wealth limited power of attorney to manage investments and transfer money to and from your investment accounts and bank accounts. We never have possession (custody) of your money.
What if I cannot reach you and need access to my money?
We pride ourselves on being accessible to our clients, and our goal is to return calls and emails the same business day. Clients also have full access to Charles Schwab to access funds anytime. We believe that open two-way communication is imperative to having a successful relationship.
What is your investment philosophy?
Your investments should match your time horizon and comfort level with risk. The key to sound investing is to keep costs low, be tax-efficient, and globally diversified. We believe that market prices reflect all available information. We do not believe in market-timing or trying to beat the market based on active stock picking.
Who do you work with best?
We have the biggest impact on two types of clients: high income professionals navigating the complexity of their growing benefits/career and family, as well as clients transitioning into retirement who are making the transition from saving to spending
How do you get paid?
We charge a quarterly flat fee that covers all of our services. The only way we get paid is directly by our clients. There are no kickbacks, referral fees, commissions, or other ways we get compensated.